Services – Kred Experts

Education Loan

kredexpertsadmin — Mon, 02 Sep 2024 06:54:50 +0000

Car Loan

kredexpertsadmin — Mon, 02 Sep 2024 06:54:29 +0000

Loan Against Property

kredexpertsadmin — Mon, 02 Sep 2024 06:54:07 +0000

Home Loan

kredexpertsadmin — Mon, 02 Sep 2024 06:53:46 +0000

Home Loan

Find Your Ideal Home Loan with KredExperts

Your dream home is closer than you think, and KredExperts is here to help you make it a reality. Explore
our tailored home loan options, designed to fit your unique needs with competitive rates and flexible
EMIs:

Build Your Dream Home: If you’ve got the land but need financial support to bring your dream house to life, our Home Construction Loan is just what you need. We’re here to help you build or renovate, ensuring your home is exactly as you’ve envisioned.
Expand Your Living Space: Whether your family is growing or you simply need more room, our Home Extension Loan can help you add that extra space. From building an annexe to adding a new floor, we’ll support your expansion plans.
Upgrade Your Home: Everyone deserves a comfortable and modern living space. Our Home Improvement Loan makes it easy to refresh your home, whether it’s updating furniture, fixing lighting, or making other important upgrades.
Own Property Back Home: If you’re an NRI dreaming of owning a home in India, our NRI Home Loan is tailored for you. We’ll guide you through the process, making it as smooth as possible so you can invest in a place you can call home.

At KredExperts, we’re committed to turning your homeownership dreams into reality, one step at a time.
Let’s create the home you’ve always wanted.

Wondering if You Qualify for a Home Loan? Let’s Find Out

At KredExperts, we’re here to guide you through the process of securing your home loan. Here’s a
breakdown of what you’ll need to be eligible:

Age Criteria:

You need to be at least 21 years old to start your loan, with a maximum age of 65 by the time it matures.
For Salaried Applicants: Age range is 21 to 58 years.
For Self-Employed Applicants: Age range is 25 to 65 years.

Personal Loan

kredexpertsadmin — Sat, 31 Aug 2024 07:44:53 +0000

Personal Loan

Harness the Power of a Personal Loan with KredExperts

A personal loan is your financial ally, offering the flexibility you need without requiring any collateral. Here’s how it can serve you:

Streamline Your Debts: Consolidate multiple obligations into one manageable loan, potentially lowering your interest rates and simplifying your financial life.
Revamp Your Home: Give your living space a fresh look or make necessary upgrades. A personal loan can help you create the home you’ve always wanted.
Cover Medical Costs: In times of unexpected health issues, a personal loan can provide the funds you need to focus on what matters most—your well-being.
Handle Life’s Surprises: Whether it’s a sudden car repair or an urgent home fix, a personal loan from KredExperts can be the cushion you need during unexpected events.

At KredExperts, we’re here to support you every step of the way, helping you navigate life’s financial
challenges with ease.

Are You Eligible for a Personal Loan? Let’s Find Out Together!

At KredExperts, we’re here to help you every step of the way. To get started with a personal loan, there
are a few key criteria you’ll need to meet. Don’t worry, we’ll walk you through it:

Age Bracket: You should be between 21 and 60 years old. It’s all about finding the right financial fit for where you are in life.
Income Requirements: If you're salaried, a minimum monthly income of ₹15,000 is needed. For self-employed individuals, your yearly transactions should total at least ₹20 lakhs. We’re here to help you find the right financial solution that matches your earnings.
Credit Score: A credit score of 650 or above is typically what lenders look for. A good score means better loan options for you.
Debt-to-Income Ratio: This is how much of your income goes towards paying off debts. A healthy balance means you’re in good standing to take on a new loan.
Employment Stability: Lenders like to see that you’ve had steady employment, as it shows you’re reliable.
Credit History: Maintaining a strong credit score and having a clear repayment history shows lenders that you’re a trustworthy borrower.
Residency: You must be a Resident Citizen of India to qualify for a personal loan with us.

Remember, at KredExperts, we’re not just looking at numbers—we’re here to understand your story and
guide you towards the best financial decisions for your future.

Ready to Apply for a Personal Loan? Here’s What You’ll Need

At KredExperts, we’re committed to making your personal loan application process as smooth as
possible. To get started, here’s a list of the documents you’ll need:

Identity Proof: We accept a variety of documents like your Passport, Voter’s ID, Driving License, PAN Card, or Aadhaar Card. These help us know you better.
Proof of Residence: To verify where you live, you can provide your Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, or even utility bills like your Electricity or Telephone Bill, or your Ration Card.
Age Proof: Your Passport, Voter’s ID, Driving License, PAN Card, or Aadhaar Card will also work here to confirm your age.
Income Proof: To understand your financial standing, we’ll need your bank statements for the past year and your last three months' salary slips.
Employment Proof: A certificate from your employer and proof of your office address will help us confirm your job stability.
For Self-Employed Individuals: If you’re self-employed, we’ll need your GST or VAT Registration documents.
Photographs: A couple of passport-size photos will do the trick.
Business Proof (for Business Owners): If you own a business, bring along your registration documents like a partnership deed, Memorandum of Association (MOA), Articles of Association (AOA), etc.
Income Tax Returns: To verify your income and tax history, we’ll need your income tax returns from the past 2-3 years.

At KredExperts, we’re here to guide you through every step of the process, ensuring that everything is
clear and straightforward. Let’s work together to get you the financial support you need.

Payouts

kredexpertsadmin — Fri, 26 Jul 2024 03:43:48 +0000

Payouts

Send payments instantly and securely to bank accounts. UPI IDs and wallets via APIs, Dashboards and file uploads.

Payout to Bank Accounts

24*7, IMPS, NEFT, RTGS and UPI even on Bank Holidays

Payouts to Cards

24*7, IMPS, Visa and Mastercard

Payouts to Wallets

Paytm, Google+

15

Years of Experience In finance

Make instant payouts in real-time!

Do instant payout to users, customers, and vendors using Quick Transfer. Get flexibility on the fund source you want to disburse the money from and the transfer mode.

Frequently Asked Questions

What is Kredexperts Payouts solution?

Kredexperts Payouts solution is a comprehensive platform that enables businesses to easily and securely disburse payments to their vendors, suppliers, employees, and other stakeholders. It automates the payout process, saving time and effort.

How does Kredexperts Payouts solution work?

Our Payouts solution integrates with your existing systems, such as ERPs or payroll software, to fetch the necessary payout data. It then facilitates fast and accurate disbursements through multiple payment modes, including bank transfers, digital wallets, and more.

What are the key benefits of using Kredexperts Payouts solution?

Our Payouts solution offers several benefits, including streamlined payment disbursement processes, reduced manual errors, faster payouts, enhanced security, and improved efficiency in managing your finances.

Can I customize the payout process according to my business requirements?

Yes, our Payouts solution is flexible and can be customized to meet your specific business needs. We offer various options for payment modes, scheduling, and reporting, allowing you to tailor the process to your preferences.

Is the payout process secure and compliant?

Absolutely. We prioritize the security of your sensitive data and comply with industry-standard security measures and regulations. Our platform employs encryption, secure data storage, and robust authentication protocols to ensure the confidentiality and integrity of your payout transactions.

How quickly can payouts be processed using Kredexperts solution?

Payout processing time depends on factors such as the volume of transactions and the chosen payment modes. However, our automated system ensures efficient processing, reducing turnaround times and enabling faster disbursals.

Can I track and reconcile payouts using Kredmints solution?

Yes, our Payouts solution provides comprehensive reporting and reconciliation features. You can easily track the status of each payout, generate reports, and reconcile payments with your financial records.

What types of organizations can benefit from Kredmints Payouts solution?

Kredmints Payouts solution caters to a wide range of organizations, including businesses, nonprofits, educational institutions, and government entities that need to disburse payments to vendors, suppliers, employees, or beneficiaries.

Subscription

kredexpertsadmin — Fri, 26 Jul 2024 03:37:00 +0000

Subscription

Unlock predictable revenue by automating your recurring payments Collect repeat payments easily with the most advanced recurring payments solution. Convert and retain more customers through higher success rates on mandate creation and auto-debit.

UPI AutoPay

Collect recurring payments upto ₹15,000 instantly through UPI AutoPay. On-board your customer or borrowers within 30 seconds. Reduce loss of revenue with 30% higher success rates on mandate creation

e-NACH

Enable same-day mandate creation for upto ₹10 Lakhs via e-NACH or e-Mandate. Guarantee faster, superior checkout experience to your customers on netbanking or debit card based authentication

Debit card

Expand your subscription business to 90+ crore debit card users in India by allowing recurring payment set up via debit card

Credit card

Easily enable repeat purchases and subscriptions by accepting recurring payments on credit cards and deliver uninterrupted service

Physical NACH

Provide the convenience of auto-debit to customers who do not have access to digital banking. Set up easy loan recollection with just a one-time signature approval from your borrowers via Physical NACH

Steps to Apply for Embedded Invoice Discounting:

Frequently Asked Questions

What is embedded invoice discounting?

When you have a model where your customer is paying on a recurring basis for continuous usage of your product or service, it is called Subscription.

How do recurring payments on Credit Cards work in India?

Credit cards provided by the popular card networks MasterCard and Visa support auto-deduction of recurring payment. For this the card holder needs to authorize the payment to the specified merchant which can be done through a normal Two-Factor Authentication or 3D Secure flow.

What is the maximum amount per debit request on e-NACH?

The maximum amount per debit set for e-NACH mandate is ₹10,00,000.

Which payment instruments can be used for making recurring payments

UPI, Credit card, Debit cards and Nach or E-Mandate are the widely used instruments for recurring payments. UPI: Autopay via popular UPI apps like PhonePe, Google Pay, Paytm, BHIM UPI, Amazon Pay and more. Credit cards : MasterCard and Visa network cards-issued by any bank in India. Debit cards: Mastercard and Visa network cards-issued by ICICI Bank, Kotak Mahindra Bank, Citibank and Canara Bank. Nach or E mandate : A paperless authentication feature introduced by NPCI to debit from the Bank Account.

What is the maximum amount per debit request on UPI AutoPay?

The maximum amount per debit set for UPI AutoPay is ₹15,000.

Auto Collect

kredexpertsadmin — Fri, 26 Jul 2024 03:27:49 +0000

Auto Collect

Welcome to the future of seamless payment collection with Auto Collect, offered by Kredmint. Our cutting-edge payment solution is designed to simplify the way you receive payments, ensuring a smooth and convenient experience for both you and your customers. Whether you are a business owner, freelancer, or service provider, Auto Collect by Kredmint is here to streamline your payment processes and help you grow your business

Versatile Payment Options

Auto Collect supports various payment methods, including credit/debit cards, bank transfers, and digital wallets, accommodating your customers preferences

Automated Billing

Set up recurring invoices effortlessly and reduce the manual workload associated with payment collection.

Secure Transactions

Our state-of-the-art encryption technology ensures the security of every transaction, protecting sensitive financial data.

Steps to Integrate Auto Collect

1

Sign Up: Create an Auto Collect account within your Kredmint profile by providing your business information and preferred payment methods.

2

Configure Settings: Customize your payment preferences, set up recurring billing, and incorporate your branding elements.

3

Generate Payment Links: Create unique payment links for each customer or invoice, enabling convenient payment options.

4

Share Payment Links: Share payment links via emails, SMS, or your website, allowing customers to pay at their convenience.

5

Collect Payments: Watch as payments are automatically processed, contributing to your business growth effortlessly.

Frequently Asked Questions

Is Auto Collect exclusive to Kredexperts users?

Yes, Auto Collect is an offering by Kredexperts, available exclusively to Kredexperts users.

Can I tailor the payment experience with my branding?

Absolutely! Auto Collect allows you to customize the payment experience with your logo, colors, and messages.

How secure are the transactions processed through Auto Collect?

Auto Collect employs advanced encryption technology to ensure secure payment processing and protect your customers sensitive data.

Can I set up recurring invoices for subscription-based services?

Yes, Auto Collect provides automated billing features that enable you to establish recurring invoices for subscription-based services.

What support options are available if I encounter issues with Auto Collect?

Our customer support team is readily available to assist you with any inquiries or challenges you may face while using Auto Collect.

Easy Split

kredexpertsadmin — Fri, 26 Jul 2024 03:13:33 +0000

Embedded Invoice Discounting

Welcome to the future of seamless payment collection with Easy Split, designed exclusively for Kredmint users. Our innovative payment collection solution streamlines the process of receiving payments, making it easier than ever to manage transactions. Whether you are a small business owner, a freelancer, or an entrepreneur, Easy Split empowers you to focus on what matters most while we take care of your payment collection needs.

Flexible Payment Options

With Easy Split, you can offer your clients a variety of payment methods, including credit/debit cards, bank transfers, and digital wallets.

Automated Payment Scheduling

Set up recurring payments effortlessly and eliminate the hassle of chasing down payments each month.

Secure Transactions

Our advanced encryption ensures that every transaction is secure, protecting your sensitive financial data and giving peace of mind to both you and your clients.

Real-time Payment Tracking

Monitor incoming payments in real-time and receive instant notifications for successful transactions.

Customizable Branding

Tailor the payment experience to your brand by adding your logo, colors, and personalized messages.

15

Years of Experience In finance

Steps to Integrate Kredmint's Auto Collect

1

2

Access Easy Split: Navigate to the Easy Split section within your Kredmint dashboard.

3

Customize Settings: Configure your payment preferences, such as payment methods and branding.

4

Share Payment Links: Easily share payment links with your clients through email, social media, or your website.

5

Collect Payments: Watch as payments roll in, and keep track of your income effortlessly.

Frequently Asked Questions

Is Easy Split available for all Kredexperts users?

Yes, Easy Split is available for all Kredexperts users, whether you are an individual freelancer or a business owner.

How secure are the transactions processed through Easy Split?

Easy Split employs state-of-the-art encryption to ensure the security of every transaction, safeguarding your financial data.

Can I set up recurring payments for my clients?

Absolutely! Easy Split allows you to set up recurring payments, making it convenient for both you and your clients.

How can I get help if I encounter any issues?

Our customer support team is available to assist you with any questions or concerns you may have about using Easy Split.

Escrow

kredexpertsadmin — Fri, 26 Jul 2024 03:05:15 +0000

Escrow

We bring together Escrow account, Banks, Trusteeship services & Automation - all in ONE place to deliver a seamless user experience for you. Work with our experts to ensure your escrow money transfers are always compliant, safe & effortless.

Instant Disbursal

Trusteeship Services

Zero Stress Compliance

Effortless reconciliations

Pre-approved money flows

Multibank routing

15

Years of Experience In finance

Steps to Integrate Kredmint's Escrow Solution

1

2

Customize Integration: Tailor the escrow solution to meet your specific business requirements, such as transaction types and currencies

3

API/SDK Integration: Integrate our escrow API/SDK into your existing systems or website to seamlessly incorporate escrow functionality

4

Test and Validate: Conduct thorough testing to ensure smooth integration and validate the escrow solutions performance

5

Go Live: Once the integration is successful, start offering secure escrow services to your buyers and sellers